It took me several months to have a stable job. After receiving my first paycheck, I started to make major adjustments with my spending habits, and truthfully, it has not been fun for a professional like me.

In order to commemorate my first salary, I took my friend in a fast food chain and had some lunch. Since it’s been a while that we have not talked with each other we stayed in the fast food chain for several minutes and added burger and soda. After several months of just purchasing the bare minimum items I used to have, I forgot how those little luxury items like soda and a twice of burger can add up to my expenses. These little items added several dollars to m total bill. When I am till unemployed I am satisfied with biscuit and a juice.

I left the fast food shattered for the penny I spent.

I’ve realized that sometimes it is ok to spend on little luxuries. Now that I am budget wise, always monitor my spending. When I purchase an item I make it sure that it is worth the cost. Before I purchase certain item I make sure first that
It is something I truly want and will sincerely enjoy.

This simple routine helped me reduce and control my spending on luxurious things. With it I am able to prioritize things that are important and I truly need. My household income is now stable my goal is to maintain my current spending habits.

I overcome and manage my income well, follow my routine and experience the benefits in the near future.

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Posted Saturday, May 3rd, 2008 at 3:12 am Comments: 0
Filed Under Category: Debt Management
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